Real estate investment is becoming increasingly accessible to Nigerians as industry players highlight new opportunities that allow people to participate without owning millions of naira.
Speaking on Trade FM during a discussion titled “Affordable Real Estate Investment: Opportunities for Everyday Nigerians,” real estate professional Busayo Adedeji said more Nigerians can build wealth through property investment by starting early, making informed decisions, and exploring flexible investment options.
Adedeji explained that agro-real estate is one emerging area creating opportunities for investors, where individuals can own land while participating in agricultural projects and earning returns over an agreed period.
According to him, investors who choose such opportunities can still maintain ownership of their land and decide whether to continue with the project, use the property for residential purposes, or sell it after the agreed investment period.
He advised prospective investors to carry out proper checks before committing funds, stressing the importance of factors such as location, documentation, infrastructure development, payment plans, and future appreciation of the property.
“Location is one of the most important factors in real estate because it affects demand, development, and the value of the property over time,” Adedeji noted.
He also challenged the common belief that real estate is only for wealthy individuals, saying young professionals, entrepreneurs, and salary earners can begin investing through affordable options such as installment payment plans, land banking projects, and shared investment opportunities.
Adedeji encouraged investors to focus on long-term growth rather than immediate returns, noting that property investment requires patience and strategic planning.
On the role of technology in real estate, he said digital platforms have improved transparency through virtual inspections, online property information, document verification, and easier communication between investors and property providers.
However, he identified some challenges affecting affordable housing and property investment in Nigeria, including high construction costs, access to financing, infrastructure gaps, and the need for stronger trust and awareness in the sector.
He also emphasized the importance of maintaining strong relationships with clients through proper communication, education, and understanding of their financial situations.
Looking ahead, Adedeji predicted that agro-real estate and technology-driven investment platforms will continue to grow as more Nigerians seek affordable ways to participate in the property market.
His message to first-time investors was simple: start early, conduct proper research, and work with trusted partners.
“People should not wait until they have millions before they begin. With the right information and a long-term mindset, more Nigerians can take advantage of real estate opportunities,” he said.
Adedeji said interested individuals can reach him through 070-49-04-1347 or via email at refstockhomesltd@gmail.com for more information on available opportunities.
